U.K.’s new fraud law could reshape compliance

The U.K.’s “failure to prevent fraud” offense finally went into effect in September 2025. The law holds large organizations criminally liable if an investigation shows they lack adequate anti-fraud systems, placing a stronger emphasis on corporate accountability. The authors explore the law’s practical impact on businesses and compliance teams, highlight weak spots in the law and provide suggested reforms, and outline steps companies can take to stay on the right side of the law.